Land & Commercial Financing Solutions

Unique loans, innovative financing — when your lender says no or is too slow, call us about a private-money mortgage.

Equity-Based Lending from Private Investors

Don Butts, Owner/Manager of Farm & Plantation Realty, LLC, is a land & commercial loan originator in addition to being a Georgia Real Estate Broker & Certified General Appraiser. We specialize in arranging financing for commercial buildings, commercial lots, farms, timberland, raw land and land development projects.

We originate loans through individual investors and private-money investment groups. Our private-money investors' loan-to-value ratios reach up to 65% of market value on good commercial property. On land, loan-to-value ratios go up to 55% of market value — where most lenders only do 40–50%. Terms for these loans run one to five years. These are equity-based loans where credit is not the primary consideration.

Country road leading through farmland financed by Farm & Plantation Realty

Download the Loan Submission Form

Ready to apply? Complete the form and return it to get started.

Loan Submission Form (PDF)   Loan Submission Form (Word)

Loan Minimums

Minimum loan amount on commercial property is $100,000; minimum on land is $150,000, unless located in Georgia — in Georgia we have completed land loans with private investors as low as $25,000. Some insurance and investment companies require a minimum of $1,000,000.

Loan Terms

Terms of one to five years. Equity-based lending where the property is the primary consideration, not credit scores.

Fast, Decisive Answers

When your bank says no — or is simply too slow — call us about a private-money mortgage.

Irrigated corn crop on Georgia farmland financed through private investors

Properties We Originate Financing For

  • Commercial buildings
  • Farms
  • Timberlands
  • Development properties
  • Commercial lots
  • Bare land

Land and commercial financing solutions — call 229-446-0600 for details.

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